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The Medicare hospice benefit requires that you have an active
Medicare Part A benefit (which is the program that pays for
hospice care) which has been activated. If you are a
non-working spouse, you may be eligible to draw Medicare under your
working spouses number. For instance if you have always been a
"stay-at-home Mom", but your husband worked, check with Medicare to
see if you may have eligibility under his SSN number. You
must actually apply for this, it is not automatic.
There are many diagnoses that are covered by the hospice
benefit. Although most people think of hospice care in
relation to terminal cancer, diseases such as heart failure, kidney
failure, liver failure, "stroke"/CVA, dementia, ALS, Parkinson's,
AIDS/HIV, and even just the general effects of advanced age
(Adult Failure to Thrive or debility), may qualify as hospice
appropriate conditions, if the physician feels that the condition,
assuming it runs it's normal course, will result in death
within six months.
Although the initial hospice benefit normally starts at six
months of coverage, this time can be extended in 60 day
increments as long as the person continues to meet the medical
criteria.
Advanced
Directives
One the most important steps you can take to assure
that your wishes, regarding the type of care you will receive if you
can no longer speak for yourself, is to fill out some form of
advance directive, so that your family and healthcare providers know
what your wishes are regarding the level of care you want, under the
various circumstances that may occur toward the end of your
life. We have the Five Wishes form, as well as printed
versions of the Idaho-approved form, or you can have an attorney
draw up a completely individualized form for you. It doesn't
matter so much what form you use, as long as there is something on
file, and your caregivers know where it may be found.
Please don't put this off. Everyone, regardless of age
or health, should have one of these forms on file.
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